Registered credit provider offering transparent, short-term loans against your vehicle.
If your car is fully paid off and registered in your name, you can unlock its value
by using it as security for a short-term, asset-based loan—without having to sell it.
How it works
Loan Period & Repayment Terms
Repayment terms and settlement periods are discussed and agreed upon individually with each client during the consultation process.
The client agrees to repay the loan amount, including interest, initiation fees, and any agreed costs, within the agreed loan period or as arranged between both parties.
The loan term may be extended at the sole discretion of the company, provided that all outstanding interest, fees, and agreed charges due at that time have been paid by the client.
No discounts or rebates will apply for early settlement of the loan.
Pawn & Drive is available for loan amounts from R30 000 and above.
Interest Rate & Fees
Interest rate: 35% per month
Daily interest rate: 1.17% per day
Once-off initiation fee payable upfront: R3 000
Additional administrative or tracking-related costs may apply where applicable.
Important Information
Payment is processed the same day once approved.
A 1–2 day vehicle processing period may apply before the vehicle is released back to the client. This allows for tracker installation, registration verification, and completion of required documentation.
testimonials
Great service from Cadie always willing to help with a big smile. Highly recommended.
1000% Service.. would go over and over again to purchase. Friendly and open hearted. Assisted by Cadie
Great service everyone was so amazing very well organized team!!!
The minimum repayment period for your loan is 1 TCA (Total Contractual Amount), while the maximum repayment period extends up to 3 TCA, giving you flexibility to manage your repayments according to your financial situation.
Our interest rates are aligned with national rates and fully comply with the guidelines set by the National Credit Regulator (NCR), ensuring fair and transparent lending for all our customers.
No. To pawn your car, the vehicle must be fully paid off. Until then, it isn’t entirely yours, and the bank retains a financial interest in it, which prevents it from being used as collateral.
At Pawn Your Car Quick, we provide fast and discreet cash loans against vehicles at our Pretoria branch. Our process is simple, transparent, and designed to get you cash quickly without any hassle.
Yes. All our loans are completely private and discreet, handled by appointment only. We never share your information with credit bureaus or any third parties, ensuring your privacy is fully protected.
Yes. Pawn & Drive allows you to unlock cash from your vehicle while still keeping and driving it. This short-term vehicle-backed finance option includes a 35% monthly interest rate, a once-off R3 000 initiation fee, and fast same-day approval.

Pawn Your Car Quick (Pty) Ltd is a registered credit provider (NCRCP21665)

At Pawn Your Car Quick, we are committed to providing trusted car pawn solutions that help you access fast, reliable cash. Our dedicated team is here to guide you every step of the way, offering flexible lending options tailored to your needs.
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Pawn Your Car Quick (Pty) Ltd is a registered credit provider (NCRCP21665)
© Pawn Your Car Quick 2026 All Rights Reserved.